Frequently Asked Questions

Is this really free?

Yes, there’s no cost or obligation to find out where you stand. As brokers, we’re paid by the lender when your loan settles - not by you.

My bank already said no. Is there any point?

One lender’s “no” isn’t every lender’s no. We assess income, debts and structure differently, and we have a unique strategy for packaging an investor’s portfolio so you can stretch your borrowing capacity as far as possible.

Is this for me if I only own one property, I’m self-employed, or I already have a lot of debt?

Yes - this can work for anyone who wants to buy another property. Whether you own one property or several, are PAYG or self-employed, or already have a lot of debt, the right structure can make a real difference. The call is where we work out exactly what’s possible for you.

Will this affect my credit score?

No. Answering the questions doesn’t involve a credit check. A credit check is only ever done with your consent later, if you decide to proceed.

Should I wait for interest rates or the market to settle?

We have investors buying right now, and rates shouldn’t stop you. Waiting for the perfect time is a mistake most people make, and it can end up costing them hundreds of thousands as property prices go up.

Why do you need my property values, debts and income?

So your call is useful from the very first minute. We use your numbers to get a clear picture of your position before we speak, so you get a plan that fits you rather than generic answers. Your information is kept private and is never sold - you can read our privacy policy any time.

What actually happens after I submit?

Straight after you submit the form, a calendar pops up so you can pick a time that suits you. We’ll call you at that time - no chasing and no pressure.

Will I have to refinance everything or get pushed into more debt?

No. We’ll walk you through your options first and you decide what, if anything, to do. There’s no pressure to refinance or take on debt you’re not comfortable with.

Can You buy another investment property before the end of the year?

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